About us

A customer-first team that helps you understand your loan options before you commit.

Who we are

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  • Registration: Nidhi capital
  • Address: 101-103, Mittal Court, A Wing, 10th Floor, Nariman Point, Mumbai 400021 - Maharashtra
  • Phone: 9341395968
  • Email: Supportnidhicapital@gmai.com

Our mission

To make borrowing easier to understand, so every customer can make an informed decision about their finances.

We explain the options in plain language, point out what lenders usually look at, and let you choose at your own pace.

Our approach

Understand first

We start with your need, amount and timeline before suggesting any direction.

Prepare properly

We share the typical documents so there are fewer surprises later.

Stay in touch

You can reach us by phone, email or WhatsApp with questions at any stage.

Our customer-first philosophy

  • Honest information, including what we cannot promise
  • No pressure to apply or to share more than needed
  • Respect for your time and your questions
We do not guarantee approval, rates or timelines. These are decided by the lender.

How we assist customers

Listen

We learn about your requirement and situation.

Explain

We outline loan types, general eligibility and documents.

Support

We stay available while you prepare and decide.

Why choose us

Fully digital application

Apply online in 7 simple steps. No paperwork to fill by hand.

Interest from 6% p.a.*

Indicative rate of 6% per annum. The final rate depends on your profile and eligibility.

See your EMI first

Our EMI calculator shows your monthly instalment as soon as you enter the loan amount and tenure.

*Indicative only. Actual terms may vary based on eligibility.

How your application works

1. Create your account

Register with your name, mobile and email. You instantly get your Customer ID and Application ID.

2. Personal details

Enter your date of birth, 12-digit Aadhaar number, PAN, city, state and PIN code.

3. Employment & income

Tell us your occupation, employer or business and monthly income.

4. Loan requirement

Choose the loan type (personal, wedding, travel, medical, bill payment and more), amount and tenure. Your EMI is calculated automatically.

5. Documents

Your Aadhaar and PAN are filled in automatically. Add your bank name, account number and IFSC code.

6. Reference

Share the name and mobile number of one reference person.

7. Review & submit

Check all your details and submit. You receive an email with your IDs and a PDF summary of your application.

Important information

  • Interest rate: The indicative rate is 6% per annum. The final rate may vary based on credit history, existing financial obligations and the lender’s discretion.
  • Eligibility: Loan approval is subject to successful completion of KYC and income verification.
  • No guarantee: Submitting an application does not guarantee approval.
  • Safety: Never share your bank passwords, card PINs, UPI PINs or OTPs with anyone.
Example: On a personal loan of ₹1,00,000 at 6% p.a. for a tenure of 24 months, the monthly EMI will be about ₹4,432. This is an estimate only.

24/7 customer support

phone number

9341395968

Email

Supportnidhicapital@gmai.com

Office address

101-103, Mittal Court, A Wing, 10th Floor, Nariman Point, Mumbai 400021 - Maharashtra

Transparency and privacy

Transparent

Rates, fees and terms are set by lenders. We tell you to read them carefully before agreeing.

Private

We collect only what is needed for your enquiry and never ask for passwords, PINs or OTPs.

Frequently asked questions

Are you a lender?

Please check with the business owner. This site is for loan enquiries and general information, and does not claim any lender status.

Are your services free to enquire about?

Making an enquiry is free of cost on this website. Any fees charged by lenders or intermediaries should be explained to you before you proceed.

How do you use my details?

Only to respond to your enquiry. See the Privacy Policy for more information.

Questions about how we work?

Get in touch and we will gladly explain.